I took many aspects of your advice this morning, with all of my shorts - being prepared on the short side, selling into intial excitement, taking the money and running, not being greedy. I also made money on the your /QM and /YM calls. It used to be I would be terrified of weeks like this one. Venafi hereby grants to You the right to use the Documentation solely in connection with the exercise of Your rights under this Agreement. Other than as explicitly set forth in this Agreement, no right to use, copy, display, or print the Documentation, in whole or in part, is granted. This license grant is limited to internal use by You. Brazilians have a dramatically lower average weight and BMI than in the U.S. According to government data, the average weight of a 30-something Brazilian man is 5'6' and 163.5 pounds (a BMI of 26.3) and a woman, 5'2' and 137 pounds (25.1 BMI), compared to the U.S., where a comparable man is 5'9' and 199.5 pounds (29.5 BMI) and woman is 5'4'. Black billionaires are individuals who are of Sub-Saharan African descent with net worth of at least US$1 billion. These individuals include native Africans born on the continent as well as the African diaspora.According to the 2019 Forbes ranking of the world's billionaires, Nigerian business magnate Aliko Dangote had a net worth of $12.5 billion and was the world's richest black man.
The struggles that farmers face today will soon affect us all.
By
Let’s check out some Wise alternatives below: Alternative. Hidden Conversion Fee. Benefits compared with Wise (formerly Transferwise) CurrencyFair. They have a marketplace that allows you to trade directly with other participants so the overall fee can be lower than other options especially for large amounts. Ria Money Transfer. Brazilian Real Info. The code for the Brazilian Real is BRL. The symbol for the Brazilian Real is R$. The Real is divided into 100 centavos. For 2021, one Dollar has equalled. Average: R$ 5.381. Minimum: R$ 4.915. Maximum: R$ 5.876. The Real is the currency used in Brazil.
Spring flooding in the Midwest destroys farms, crops and hope.
The struggles that farmers face today will soon affect us all.
By
Last year, after four decades of farming, Nebraska grain farmer Kirk Duensing filed for bankruptcy. Several years of low corn and soybean prices left him with too many bills he could not pay. He sold farmland and farm equipment to raise emergency funds, but it was not enough. To escape his debt of more than $1 million, he filed for bankruptcy. Now he struggles to survive by borrowing more money and hiring himself out to plant crops for other farmers.
Nationwide, most farms lost money last year. Government statistics show 223 Midwest farmers filed for bankruptcy in 2018, twice as many as did during the Great Recession of 2008. These bankruptcies are primarily the result of slumping grain prices caused by rising competition from nations like Brazil and Russia. But the woes faced by farmers have been compounded by China’s tariffs on soybeans, Mexico’s tariffs on cheese, and catastrophic flooding.
At a time when America’s farmers are being buffeted by foreign competition, wide swaths of nine major grain-producing states have been deluged with water. The result? Average annual farm income is half what it was five years ago. This means the farming industry’s debt-to-income ratio is higher now than it has been in a generation.
Farmers are facing their worst financial crisis since the 1980s, and it is still getting worse. Bumper crops of Brazilian soybeans and Russian wheat are expected to keep grain prices low, while flooded fields make it impossible for American farmers to plant those crops. Half of America’s grain fields went unplanted this year.
Millennia ago, the Bible foretold that in the end time, American crop failures would escalate into famine. Recent events evoke these prophecies, and they could factor into and accelerate the prophesied arrival of the worst agricultural crisis in United States history.
Low Crop Prices
President Thomas Jefferson changed history in 1803 when he purchased the Louisiana Territory. This immense expanse covered 530 million acres of rich farmland linked to the Port of New Orleans by the world’s longest navigable river system. The grain that grew across America’s fruited plains could be exported easily. In Britain, with abundant food shipping in from the Mississippi Basin, farmers quit the land and sought work in factories, accelerating the Industrial Revolution.
“The American political system was founded in Philadelphia, but the American nation was built on the vast farmlands that stretch from the Alleghenies to the Rockies,” geopolitical analyst George Friedman wrote in The New York Review of Books in 2005. “That farmland produced the wealth that funded American industrialization: It permitted the formation of a class of small landholders who, amazingly, could produce more than they could consume. They could sell their excess crops in the East and in Europe and save that money, which eventually became the founding capital of American industry.”
The Louisiana Purchase destined the United States to become an agricultural, industrial, financial and military superpower. The fact that this happened in 1803 is deeply significant. The late Herbert W. Armstrong explained in his landmark book The United States and Britain in Prophecy that the Anglo-Saxon peoples who settled the United States and Britain are descended from ancient Israel. (To prove this, request a free copy of The United States and Britain in Prophecy.) He described a detailed prophecy in Leviticus 26 where God promised to punish ancient Israel for 2,520 years if it defied His law. The Assyrian Empire enslaved the Israelites and carried them away captive in 718 b.c. Count forward 2,520 years and you arrive at a.d. 1803, the year America started becoming a superpower. Who else besides America and Britain could be descended from the “lost” 10 tribes of Israel?
America’s annual wheat production increased fivefold between 1870 and 1970, from 7 million tons to more than 36 million. Corn production increased nearly fourfold, from 29 million tons to 105 million. Soybean production rose exponentially, from almost nothing to more than 30 million tons per year.
During the 1970s, America was the undisputed breadbasket of the world, accounting for two thirds of the world’s grain exports (one third of all wheat exports, half of all corn exports, and three quarters of all soybean exports).
America’s agricultural dominance has since eroded. Its share of the global grain market is only half of what it was at its peak. Nations like Brazil, Russia and Ukraine are now producing huge harvests of soybeans, wheat and other crops. The resulting glut is punishing U.S. farmers as surpluses drive down crop prices to half what they were just five years ago.
Foreign competition is a major reason why the number of farms in America has fallen 20 percent since the 1970s. Small farmsteads cannot turn a profit, so farmers are selling their land to bigger farms or urban developers. Over the past half century, America has lost 160 million acres of farmland while Brazil has gained 230 million acres.
“The U.S. and other Israelite nations are surrounded or besieged by fierce and often unfair competition,” Trumpet editor in chief Gerald Flurry writes in Ezekiel: The End-Time Prophet. “Prophecy indicates that the German-led European Union will soon join forces with Russia, China and Japan to shut the U.S. out of more and more markets (see Isaiah 23). As the U.S. and Britain become less and less competitive worldwide, unemployment will steadily increase. The fact that the U.S. and Britain have lost control of the world’s most strategic sea gates—like Panama, Gibraltar, Suez and Singapore—will make it much easier for foreign powers to choke off these nations’ supply lines. God prophesied in Deuteronomy 28:52 that the nations of end-time Israel would lose these sea gates if they turned away from Him!”
Fierce and unfair competition is already forcing many U.S. farmers to declare bankruptcy or move overseas.
Since undeveloped farmland in Brazil costs a 10th of the price of farmland in the American Midwest, more than 200 American soybean farmers have relocated to Brazil. But since Brazil is closely cooperating with China and the EU, their farming efforts may soon help these power blocs undermine the U.S. in a great trade war.
Trade War
President Donald Trump has promised to be the greatest job-producing president in U.S. history. He is attempting to fight back against unfair trade practices that other nations have used against America. He supports tariffs (taxes on foreign imports) to make American manufacturing great again. He has imposed a 25 percent tariff on many manufactured goods from China and Mexico and is considering tariffs against Japan and the EU.
Such measures help American manufacturers, but hurt American farmers.
In retaliation against America’s new trade policies, China slapped a 25 percent tariff on U.S. soybeans, Mexico imposed a 25 percent tariff on U.S. cheese, and the EU has proposed a number of tariffs on U.S. farm products. So while American farmers are already struggling because of low crop prices, people worldwide cannot afford U.S. farm produce because their governments tax American goods.
This escalating trade dispute is rerouting the flows of global trade.
Since President Trump took office, U.S. soybean exports to China have fallen more than 60 percent—from 43.3 million tons in 2016 to 16 million in 2018. Meanwhile, Brazilian soybean exports to China have risen 73 percent—from 38 million tons to 66 million tons. Even if a temporary truce is declared in the U.S.-China trade war, American farmers may never reclaim the share of soybean trade they have lost to Chinese companies beginning to rely on Brazilian farmers instead.
American dairy farmers face similar problems. Roughly a quarter of U.S. dairy exports are sold in Mexico, but Mexico’s tariffs on U.S. cheese will drastically reduce these exports. These tariffs are prompting Mexico to reach out to the EU for a trade deal that will make it more affordable to buy dairy products from European farmers. If China buys soybeans from Brazil and Mexico buys milk from Europe, more U.S. farmers will go out of business.
America is still the world’s largest food exporter, but a time is coming when it will no longer export food.
“The United States and Britain are going to be left out in the cold as two gigantic trade blocs, Europe and Asia, mesh together and begin calling the shots in world commerce,” Mr. Flurry continues in Ezekiel: The End-Time Prophet. “These nations of Israel are going to be literally besieged—economically frozen out of world trade! As that happens, domestic rioting and violence will become much more prevalent. Already in America today, instances of rioting and burning are occurring more regularly, often associated with racial hatred. … As the economy grows worse, besieged by foreign powers, the rioters will burn more and more—because God’s wrath is upon us!”
Ezekiel prophesied that pestilence and famine would destroy one third of the population of end-time Israel.
Who Else Used Reals Money Besides Brazilian
It is important to note that Ezekiel wrote these words while he was a captive in Babylon, after the nations of Israel and Judah had already been conquered. His prophecy is not referring to the Assyrian siege against Samaria or the Babylonian siege against Jerusalem. He is referring to pestilence and famine among the modern descendants of Israel and Judah.
Today, U.S. farmers are losing a trade war with China, Europe, Russia and Latin America. Once the U.S. no longer produces excess food, the Bible shows that rioting and weather disasters will jeopardize the food supplies it needs to feed even its own people!
Catastrophic Weather
California farmers have been cursed with drought, while Midwest farmers have been cursed with floods. These disasters have cost U.S. farmers billions of dollars. Some are calling the Midwest floods the worst agricultural disaster in modern U.S. history. Satellite images show that over a million acres of farmland were submerged this spring.
Thousands of farms were ruined as flooding washed away huge tracts of corn, soybeans and other crops. Calves, chickens, hogs and other livestock were also wiped out by rising water.
Nebraskan farmer Richard Panowicz lost 40 of his 60 recently born calves. After the disaster struck, he told the Omaha World-Herald that he will probably get out of the cattle business.
Agricultural analysts predict that 5 to 15 million acres of farmland are too wet to plant this year. The American Farm Bureau Federation estimates that every 5 million acres of unplanted fields subtracts 25,000 tons of grain from the nation’s production. So America could have its worst grain harvest in 40 years.
“There’s just devastation everywhere,” said Colleen Rambo, who worked out of Fremont, Nebraska, with a disaster-response team called No Town Left Behind. “The water is covering entire towns to the rooftops …. The croplands have been covered with sand. I felt like I was in the Florida beaches. … One of the farmers was telling me that this happened back in the ’50s, and they turned over the land five feet in order to bury the sand, and they can’t do that again because they’ll just bring that sand back up. So there are millions of acres that are not going to be planted this year. The amount of food that is going to be produced by the Midwest is going to be drastically reduced this year.”
Great tracts of U.S. farmland are not growing crops this year, and the sand washed into the soil may hurt crop yields for years to come. The Midwest has already lost half of its topsoil over the past 50 years due to poor farming practices; now floods are washing away even more. This loss of precious topsoil will make farmers even more dependent on artificial fertilizer to grow crops—fertilizer that America purchases from foreign companies in Russia, Trinidad and Tobago, and Ukraine.
“One great problem this globe now faces is that most of its arable land is already under production, and much of that land is seriously degraded due to the intensive, chemically-based farming practices fashionable since World War ii,” writes Wayne Turgeon in The Four Horsemen of the Apocalypse. “Figure in the increasing occurrences of floods, hurricanes, earthquakes, drought and other unnatural disasters and it is clear that the world’s systems of agriculture stand on the brink of disaster.
“With food as our largest export product, the United States stands to lose the most in any trade war if any ‘natural’ or unnatural disasters should cause us to have a bad year. National reserves for our own needs, in case of just such an emergency, are very small and would barely last long enough to get us through to the next growing season.”
Most people take for granted that grocery stores will always be full of food. But when foreign nations stop trading with America and weather disasters decimate crops, the nation’s food supply will be in peril.
Prophesied Punishment
Prophecies in Deuteronomy 28, Isaiah 23 and Ezekiel 5 describe the devastating effects that trade war and economic besiegement will have on America in the end time. Details about crop failures are described in Joel 1.
This chapter paints a frightful, desolate picture of starvation and disease.
“The field is wasted, the land mourneth; for the corn is wasted: the new wine is dried up, the oil languisheth. Be ye ashamed, O ye husbandmen; howl, O ye vinedressers, for the wheat and for the barley; because the harvest of the field is perished. The vine is dried up, and the fig tree languisheth; the pomegranate tree, the palm tree also, and the apple tree, even all the trees of the field, are withered: because joy is withered away from the sons of men” (Joel 1:10-12).
This is a prophecy about corn, wheat and barley grown in America’s Midwest perishing; about grapes, figs and pomegranates grown on America’s West Coast drying up; about apples grown in Washington and Michigan withering.
America’s agriculture crisis is setting the stage for these prophecies to be fulfilled.
The Prophet Joel continues: “How do the beasts groan! the herds of cattle are perplexed, because they have no pasture; yea, the flocks of sheep are made desolate. O Lord, to thee will I cry: for the fire hath devoured the pastures of the wilderness, and the flame hath burned all the trees of the field. The beasts of the field cry also unto thee: for the rivers of waters are dried up, and the fire hath devoured the pastures of the wilderness” (verses 18-20).
Even farm animals will starve. Drought and wildfires will dry up their pastures and burn away their forage. Such disasters are sent by God to destroy America’s food, even as foreign nations refuse to sell agricultural produce to the United States.
America’s current agricultural crisis is setting the stage for these sobering prophecies to be fulfilled.
God promises to send these curses because the American and British people have changed His judgments into wickedness more than other nations and sinned against His statutes more than the countries that are around them (Ezekiel 5:6).
But God also reveals how individuals can be protected from this disaster.
Ezekiel 33:10-11 state, “Therefore, O thou son of man, speak unto the house of Israel; Thus ye speak, saying, If our transgressions and our sins be upon us, and we pine away in them, how should we then live? Say unto them, As I live, saith the Lord God, I have no pleasure in the death of the wicked; but that the wicked turn from his way and live: turn ye, turn ye from your evil ways; for why will ye die, O house of Israel?”
There is only one way that God will protect us. Our people must turn, turn, turn from our evil ways.
God takes no pleasure in the death of the wicked. “Why will ye die, O house of Israel?” What a terrifying question! Yet even if the nations of Israel reject God’s warning, they will eventually repent after they have experienced the worst suffering ever. It is a matter of life-and-death importance to pay attention to the seriousness of the times!
How to Earn Money Online In Pakistan As An Article Writer At HomeMany people who were looking for writing online jobs in Pakistan joined different kinds of online companies and earning earn very good money. I want to earn money online for free in pakistan. These websites are secured and trusted so that you can work with them without any hesitation.Here are a few tips that may help you while writing an article:.
THE BLACK HORSE IS RIDING.
The world is hearing the approaching hoofbeats of the black horse of famine. To learn what the Bible prophesies will strike America, request your free copy of The Four Horsemen of the Apocalypse.
E-mail
orFollow Andrew Miiller on Twitter
orFollow Andrew Miiller on Twitter
mic Listen to the podcast:
http://media.blubrry.com/kw/p/d1c25a6gwz7q5e.cloudfront.net/audio/KW_Brazil_Horn.mp3
Cyrela Brazil Realty is Brazil’s largest developer of residential properties. It currently operates in 17 states and 55 cities in Brazil, and also in Argentina. Elie Horn is chairman of Cyrela’s board of directors and chief executive officer. He has served in both capacities since the incorporation of Brazil Realty in 1994. Horn is also founding partner and has been president of Cyrela since 1978.
These are volatile times for Brazilian real estate, which mirrors the situation in most countries. But Horn explains that Brazil doesn’t have the deep-rooted problems of the U.S. market. It’s just a matter of lying low for some time until confidence returns, he suggests in an interview with Knowledge@Wharton.
An edited transcript of the interview appears below:
Knowledge@Wharton: What is your view of the world’s financial crisis and its impact on Brazil?
Elie Horn: Brazil is not an island. In a globalized world, everybody pays the price, and Brazil is paying the price, too. The feeling is that, at a certain point, we are in a crazy world — and the game changed too quickly. The truth becomes a lie, and the lie becomes a truth. If you do not adapt, you will either go mad or bankrupt.
It is a new game. The new game is exactly the opposite of what it was six months ago. We are trying to adapt because we have no choice. But it is a crazy world at the same time….
Knowledge@Wharton: What has been the effect on Brazilian real estate?
Horn: Well, real estate is something that people buy when they can, when they have some money to invest, when they are not nervous about tomorrow. With the global financial crisis, everybody is nervous about tomorrow, so it is not the best time for real estate. We hope and think that this nervousness will quiet itself very quickly. At a certain point, real estate is a harbor. It is not a speculative business. In Brazil, people buy apartments to live in, not speculate. So if everything else goes bad in the financial sector, at least the real estate will be theirs. It will not fly away. [But] 15 or 20 years ago, real estate was [made] the scapegoat of the financial crisis. It could happen like that again.
Knowledge@Wharton: In the U.S. it was real estate and subprime lending.
Horn: We do not have subprime [lending] in Brazil. No over-credit; real estate in Brazil is about 2% to 5% of GDP; in the U.S. it is 80% to 90%. We are far from subprime.
Knowledge@Wharton: Nonetheless, there are some liquidity issues in Brazil, especially in the banking sector. What effect will that have on real estate?
Horn: We work in a world where banks are important to the mainstream. Suddenly, the banks have not been working for some time, so it affects everyone’s future plans. Then you become quiet and you stay quiet till things happen. This is what is happening here, happening in the whole world. You stay quiet, you wait. The best thing is to do nothing, if you can.
Knowledge@Wharton: So is your strategy for the time being to just wait it out?
Horn: My strategy now is to stay quiet, not to profit from the crisis, to wait and then decide in a calmer situation.
Knowledge@Wharton: Some people say when the market comes down so dramatically, it offers good buying opportunities.
Horn: My history is to make money when there is a boom, not when there is a crisis. When there is a crisis, stay quiet. We do not like to speculate. We would like to be safe. When there is a crisis, stay quiet. When there is boom, move quickly.
Knowledge@Wharton High School
Knowledge@Wharton: Since you mentioned your history, could you tell us about your experience in real estate?
Horn: What is important in my history? Nothing is important.
Knowledge@Wharton: Well, the company’s history, for example…
Horn: The company has existed for more than 40 years. It grew a lot when it went against the trend. The company did not securitize papers or receivables. It went according to its means. In 1994, when there was a credit crunch, instead of going to the banks, we prepaid the banks, and we worked with our own money. This allowed us to grow at a very quick pace. We have always worked with our own money. We finance clients and we work as far as we can with our own capital. We grew a lot because we did not pay any interest. We received interest while other companies paid interest, big interest. That was the difference. We do not like to follow trends. We like to think, scrutinize, and make our own trend, not be a slave to the situation.
Knowledge@Wharton: Within the real estate sector, which were the primary growth areas for your company?
Horn: Residential. We work in many residential markets. We have another company — CCP — [listed] on the stock market. That is for rental properties. It is a small company. In residential, we have been growing at maybe 80% to 90% a year for the past three or four years. In 2009, we will probably not have that growth. We may not have it henceforth. The growth was in low-income, middle-income and high-income. It was in the all sectors of Brazil. Of course, low-income is the category that is supposed to grow more because more people willing to buy such apartments.
Knowledge@Wharton: What about your activities in commercial real estate?
Horn: Until a few months ago, the rental business was very good. Of course, everything has slowed down so we do not know what is going to happen two months from now, especially with the banks that had problems. The banks were top tenants as they would pay the maximum price; they wanted the best locations. As after the technology bubble, things changed. I think the rental business will change. How? We do not know exactly. But again, we are used to crises. It will not be the first; it will not be the last. The important thing is to survive and then to grow again.
Knowledge@Wharton: Although you say that the market is slow, we heard that your company launched a building recently and all the space was sold in a single day.
Horn: Yes.
Knowledge@Wharton: Is that a true story?
Horn: It is a true story.
Knowledge@Wharton: How did you manage to achieve that?
Horn: I did not want to give long-term financing to the buyers. I did not want to go to the bank for a mortgage because the rates are very expensive. So I gave a proposal. We would launch the project if it could be self-financed. So we were able to sell a whole building in probably 48 hours — average 30% cash, [the remaining] 70% in 36 months.
So the building is totally self-financed. We would like to go into this space in the future. We do not want to go any more with 10-12 years’ self-financing, or go to the banks. We would like to be financed by the buyers if it is possible.
We are launching another building in the south. This one is for 10 years, not three years. The first day they sold 48% of the building. According to what I heard, [the full sale] will be finished in two-three days. But not everybody has the same story. I would like it to be this story every day.
Knowledge@Wharton: What will be your top priorities for the next two or three years?
Horn: Besides work, I do a lot for charity. So…
Knowledge@Wharton: I understand that you care very deeply for charitable projects in education. Could you tell us about that?
Horn: I am a believer in God, and I think a world without God is a poor world. So my goal is to bring God to the students. We had a lot of educational projects in a lot of universities that try to teach spiritual values. What is lacking in the world today is spiritual values. It’s not only material, money, business matters… we need to go to spirituality. We try to focus on that goal. We try [harder] because we are succeeding. Other people are joining the group too. We are not alone. And this takes a lot of money. This is big charity.
Knowledge@Wharton: You have had a long career in business?
Horn: It has been more than 45 years.
Knowledge@Wharton: During your career, what is the toughest leadership challenge you have faced?
Horn: What do you mean by toughest leadership challenge?
Knowledge@Wharton: When your leadership was tested the most. How did you overcome the challenge?
Horn: My biggest challenge was to convince people that the world had changed. It is very difficult to convince people that the game has changed.
Knowledge@Wharton: Could you explain?
Horn: Yes. The position of a leader is to try and feel the situation and to try change the direction. People do not like this. You have a tough time with people changing direction; it is very difficult. People dream or they think that everything is easy, everything is stable. Things are not stable. Everything is not stable. Life changes and you need to change. Maybe the toughest thing is to make people change their way of thinking.
Earn money video and app apk download. User will get points After each watch. Money making is so simple using the this work from home make money.In this app User can earn free cash, by Watching Videos Spanning 30 seconds or 1 min.
Knowledge@Wharton: You are absolutely right. Can you give a concrete example when you faced this situation?
Horn: A lot of times. Not just once. In this crisis it has been hard to talk to people about the situation. People do not want to see the truth. It is probably a world problem, a human problem. Truths change, business truths change, and people do not like to change their truth. That is the difficult task because you cannot change the situation and work, but you can change your way of thinking. But that is difficult.
The second point is to try to know where you are in order to know how you must behave. Besides the people, you must know where you are according to the environment and how your company should react. We have been spending four or five hours a day just to know where we are.
Knowledge@Wharton: How do you do that?
Horn: By speaking with economists, bankers, and analysts every day, and also by reading widely.
Knowledge@Wharton: One last question. How do you define success?
Horn: Success is when you make fewer mistakes than achievements.